Home Loans Made Simple TM

$9+ Billion

in home loans settled

18,000+

customers served

18 Years

of service and counting

8x Winner

MFAA & AFG Brokerage of the Year

Hot rates in Australia today

LenderAdvertised
Rate #
Comparison
Rate *
Major Bank1.89%3.48%
Credit Union1.79%3.56%
Digital Bank1.84%2.63%
Other Lenders1.79%2.06%
Hot Rates

Oxygen offers the hottest rates on the market!

If you are paying a higher rate, talk to us about a better deal.

Talk to an Expert Contact Us
#DISCLAIMER: Lowest rates are typically based on Owner Occupier with LVR <70%, Full Doc, P&I payments, with either a fixed or variable rate from the Lender. Rates subject to change without notice. Subject to specific lender requirements including but not limited to; type of home loan product selected, borrower credit assessment, responsible lending policy, and terms and conditions. The interest rate is published on a per annum basis. *The Comparison Rate is on a per annum basis. The comparison rate is calculated for a secured loan for an amount of $150,000 over 25 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our Lenders

We compare hundreds of loans for you from our network of lenders.

Why We Are Different

Oxygen saves you time, gives you choice, and helps you avoid pitfalls when it comes to finance. We work for you, not the banks. And, we go in to bat for you to find and negotiate the most competitive loan.

icon

Independently owned and operated

icon

Easy online options for faster applications

icon

No Hidden Fees

icon

Expert Advice

Don't know where to start?
Talk to us today!

We're here to answer your questions and get you on your way to the best Home Loan experience.